在我们的日常生活的当家理财当中,经常要遇到这样的一个问题,即如何判断手中的一笔固定资金经过一段时间以后是增值了、保值了还是贬值了呢?因为资金的时间价值是以对商品的购买能力来衡量的,同时由于银行利率的存在,经过一段时间以后,资金的数目会自然增加,这就要把资金与市场上商品的物价升降及银行利率联系在一起考虑才能得出正确结论来。 In our daily wealth management, we often encounter such a question, that is, how to judge whether a piece of fixed capital in the hands is value added after a period of time, and whether the value of money is devalued The purchasing power of goods to measure the same time due to the existence of bank interest rates, after a period of time, the number of funds will naturally increase, it should be the money and the market prices of goods and bank interest rates linked together to come to Correct conclusion.