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随着我国政策性森林保险制度在各地的相继实施,建立一套统计指标体系客观、系统、全面地反映我国政策性森林保险业务的开展情况,不仅是政府、保险企业和林业生产者等森林保险业务相关方决策支持的现实需求,也是促进我国森林保险事业健康发展的一项基础性工作。本文在分析我国森林保险业务开展的基本流程的基础上,围绕政府、保险企业和林业生产者等森林保险信息需求主体,从费率确定、投保、承保、责任与损失核定、理赔、财政补贴、保险企业经营成果评价等方面构建了我国森林保险统计指标体系的基本框架。
With the implementation of our country’s policy-based forest insurance system in various places one after another, establishing a set of statistical index system objectively, systematically and comprehensively reflects the development of our country’s policy-based forest insurance business. It is not only the government insurance, the insurance enterprises and forest producers, The actual needs of business-related decision-making support, but also to promote the healthy development of China’s forest insurance business a basic work. Based on the analysis of the basic flow of forest insurance business in our country, this paper focuses on the information needs of forest insurance such as government, insurance companies and forestry producers from the aspects of rate determination, insurance, underwriting, responsibility and loss verification, The evaluation of the operating results of insurance companies and other aspects to construct the basic framework of China’s forest insurance statistical indicator system.