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农业是我国的基础产业,促进农业持续稳定发展是我国的一贯政策。农业保险作为对农业风险损失进行事后补偿的手段,对巩固和保障农业的稳定增长有着十分重要的意义。近年来,随着我国经济向市场经济的转变,农业陷入低速增长的境地,农业保险停滞不前甚至萎缩。为了有效地支持和保护农业,完善我国的农业保险体制已迫在眉睫。一、我国农业保险的现状建国之初,农业保险就在我国农村开始出现,但是在传统的计划经济体制下,农业保险不可能有真正发展。1982年中国人民保险公司恢复试办农险业务,随后一些地方政府、民政
Agriculture is the basic industry in our country and it is our consistent policy to promote the sustained and steady development of agriculture. As a means of ex post compensation for the loss of agricultural risk, agricultural insurance is of great significance to consolidate and guarantee the steady growth of agriculture. In recent years, with the change of our country’s economy to the market economy and the slowdown of agriculture, agricultural insurance has stagnated or even shrunk. In order to effectively support and protect agriculture, it is imminent to perfect the agricultural insurance system in our country. First, the status quo of China’s agricultural insurance Since the founding of the PRC, agricultural insurance began to appear in rural China, but under the traditional planned economy, agricultural insurance can not really develop. In 1982, PICC resumed its pilot agricultural insurance business. Subsequently, some local governments, civil affairs