问:去年3月,我因盖房急需用钱向同学郑某借款3万元,并出具借条一张,言明自借款之日起6个月内归还(由于属同学之间帮忙,当时未约定利息)。可是,我于9月还款时,郑某觉得吃了亏,认为即使按银行同期贷款利息计算,也要损失1000多元,更不用说民间借贷还可高于同期银行贷款利率的1~4倍。 Q: In March last year, I borrowed a loan of 30,000 Yuan from my classmate Zhengmou due to the urgently needed money for house building, and issued an IOU note that it should be returned within 6 months from the day when the loan was borrowed interest). However, when I repay in September, Jeong felt that he had suffered a loss, thinking that even if the loan interest calculated by the bank over the same period also lost more than 1,000 yuan, not to mention that private lending could still be 1 to 4 times higher than the interest rate of bank loans over the same period .