世界信息技术的迅猛发展,促进了世界经济的快速发展,提高了社会劳动生产力。世界银行业在运用信息技术过程中,加快了现代化建设。信息技术的发展,促进了银行的服务范围、服务时间和服务空间。银行业务从传统的为客户提供存贷款服务,发展到为客户提供自助存取款、通存通兑、电话银行,再进一步发展到提供呼叫中心、网上银行、手机银行、理财 The rapid development of information technology in the world has promoted the rapid development of the world economy and raised social labor productivity. In the process of using information technology, the world banking industry hastened its modernization. The development of information technology has promoted the bank’s service scope, service time and service space. From the traditional provision of deposit and loan services to customers, the banking business has developed into the provision of self-service deposits and withdrawals, deposit and withdrawal, telephone banking, and further development of the provision of call centers, online banking, mobile banking, wealth management