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目前,中国的金融体制正在发生变化,银行正加快商业化进程的步子,这种实质性的进展,是过去传统的计划经济时期根本不可想象的。同时,与银行有着密切关系的、以建立现代企业制度为目标的国有企业的改革也在深化。银行和企业正在进行着的这种新旧体制的更替,客观上必然要求银企关系随之变化,必然要求在双方之间建立一种平等互利的新型关系。而要在没有彻底摆脱原有模式的基础上建立新型的银企关系,银企双方都将面临着许多棘手的、急待解决的新老问题,因此,有必要加大对银企关系的研究力度。
At present, China’s financial system is undergoing changes. Banks are accelerating the pace of the commercialization process. This substantive progress has been unimaginable in the traditional planned economy period. At the same time, the reforms of state-owned enterprises that are closely related to banks and aim to establish a modern enterprise system are also deepening. The replacement of the old and new systems that banks and enterprises are currently undergoing has objectively necessitated a change in the relationship between banks and enterprises, which inevitably requires the establishment of a new type of equality and mutual benefit between the two parties. In order to establish a new type of bank-enterprise relationship without completely breaking away from the original model, both banks and enterprises will face many thorny and urgent issues that need to be resolved. Therefore, it is necessary to increase the research on bank-enterprise relations. Strength.