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国务院《关于建立统一的企业职工基本养老保险制度的决定》(国发[1997]26号)第五条规定:“个人缴费年限累计满15年的,退休后按月发给基本养老金”。有些企业和劳动者对此产生错误理解,认为养老保险费缴足15年就够了,一些个体私营企业和外商企业在参加社会保险时,提出只为年龄达到45岁的男职工和年龄达到35岁的女职工缴费,或缴费达到15年后就停止缴费。有些下岗、失业职工,觉得自己的缴费年限已经达到或者超过15年,重新就业后也不
Article 5 of the Decision of the State Council on Establishing a Unified System of Basic Endowment Insurance for Employees of Enterprises and Workers (Guo Fa [1997] No. 26) stipulates that: “If the individual’s annual payment period has accumulated 15 years, the basic pension shall be paid on a monthly basis after retirement ”. Some enterprises and laborers misunderstand this and think that it is enough for them to pay their pension premiums for 15 years. Some private-owned enterprises and foreign-funded enterprises, when participating in social insurance, propose that only men and women who reach the age of 45 should reach 35 Year-old female workers pay, or payment of 15 years to stop payment. Some laid-off, unemployed workers, feel their contribution period has reached or exceeded 15 years, after re-employment nor