目前,上海所有金融机构的存贷差远远超过1500亿元。以工农中建等4大国有商业银行占有60％的存款余额推算,它们可能有900亿元的资金不能转化为产业资本。但与这种巨额资金放空的情况相反,长三角很多城市却急需金融支持,如浙江省嘉兴市2002年经济再次高速增长,但当地银行能够提供的贷款额度,在跨区域金融服务方面却比1997年下降了约70％。在这种状况下,长三角这些城市要保持快速的经济发展,就必须对现有的金融市场进行重新整合。 Currently, the deposit-loan difference of all financial institutions in Shanghai far exceeds 150 billion yuan. With the remaining 60% of the deposits held by the four large state-owned commercial banks such as Workers and Peasants, Zhongjian, they may have 90 billion yuan of funds that can not be converted into industrial capitals. However, contrary to the huge amount of capital being let down, many cities in the Yangtze River Delta are in desperate need of financial support. For example, in 2002, the city of Jiaxing in Zhejiang Province saw another rapid economic growth. However, the amount of loans that local banks can provide is larger than that of cross-regional financial services Year dropped about 70%. Under such circumstances, in order to maintain rapid economic development in these cities in the Yangtze River Delta, the existing financial markets must be reorganized.