国内对于信用权立法的观点存在“人格权”说和“财产权”说两种分歧。而信用权应是兼具财产权和人格权双重属性,这应该是立法的基点。在民事立法方面,将其放在“人格权编”有所不妥,可考虑其在民法典中的四种位置。目前行政立法应为信用权立法的重点,在立法技术、立法原则等问题上应重点明确。而信用权的刑事立法可以借鉴知识产权的财产权保护模式来处理。 There are two kinds of disagreements in the view of legislation on credit right domestication in terms of “personality right” and “property right”. However, the credit right should be a dual attribute of both property rights and personality rights, which should be the basis of legislation. In the aspect of civil legislation, it is not proper to place it in the “right of personality”, considering its four positions in the civil code. At present, the administrative legislation should be the focus of the credit right legislation, and should be focused on issues such as legislative techniques and legislative principles. However, the criminal legislation of credit can be borrowed from the mode of property right protection of intellectual property.