简易建仓贷款是解决在农发行基层行开户的国有粮食购销企业敞开收购农民余粮而产生临时仓容不足和暂时性仓库维修资金困难所发放的财政专项贴息贷款。根据总行《简易建仓贷款管理暂行办法》要求,近几年农发行基层行陆续给部分粮食企业发放了一些简易建仓贷款,确实为存粮难的粮企解决了燃眉之急,为保护国家入库的粮食不受损失起到了很大的作用。但是,从目前简易建仓贷款使用和管理情况看,还存在不少问题。一是张冠李“贷”,立项与实际使用者不一致。简易建仓贷款是由粮食企业 Simple Jiancang loan is to solve the special agricultural interest subsidy loans issued by the state-owned grain purchase and sales enterprises that open accounts at the grassroots level of the Agricultural Development Bank to open temporary purchases of farmers’ surplus grain and generate temporary temporary storage capacity shortage and temporary warehouse maintenance fund difficulties. According to the “Interim Measures for Simple Jiancang Loan Management” of the head office, in recent years, the grassroots level development bank of the Agricultural Development Bank has successively issued some simple Jiancang loans to some grain enterprises, which has indeed solved the pressing problems for the grain enterprises that have difficulty in storing grain. In order to protect the grain stored in the country The damage played a big role. However, judging from the current usage and management of simple Jiancang loans, there are still many problems. First, Zhang Guanli “loan”, the project is inconsistent with the actual user. Simple Jiancang loans by the food business