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客车按揭业务解决了客车生产商的部分应收账款问题,加快了资金周转速度,降低了应收账款周转率。基于此,宇通、金龙、中通、安凯等客车厂家都非常热衷于开展客车按揭贷款业务。同时,光大、招商、交通、中信等多家商业银行也认识到客车按揭贷款业务的优势,均不同程度地与客车生产商开展“总对总”或“分对分”合作。客车按揭贷款业务风险低,且发展潜力大。银行可借助按揭业务的平台,扩大与客车生
Bus mortgage business solves the problem of some receivables of bus manufacturers, accelerates the turnover of capital and reduces the turnover of accounts receivable. Based on this, Yutong, Golden Dragon, Zhongtong, Ankai and other passenger car manufacturers are very keen to carry out the mortgage loan business. At the same time, a number of commercial banks such as Everbright, China Merchants, Transport and CITIC also realized that the advantages of passenger car mortgage loans business are all in varying degrees with passenger car manufacturers in their cooperation with “total” or “sub-divide”. Bus mortgage loan business with low risk and great potential for development. Banks can make use of the mortgage business platform to expand their business with passenger cars