２１世纪，商业银行生存和发展的内部以及外部经营环境将会发生根本性的变化，人才结构亦将随之发生巨变，面对未来、面对发展，新的世纪商业银行需要什么人才？我们不妨做出如下的预测和勾画：战略决策型人才 西方商业银行的战略决策极其简单而明确，决策的基本原则──增加利 In the 21st century, the internal and external business environment for the survival and development of commercial banks will fundamentally change. Talent structure will also undergo tremendous changes. In the face of the future and in the face of development, what are the talents needed by commercial banks in the new century? We may wish to make the following projections and sketches: strategic decision-making talent Western commercial bank strategic decision-making is extremely simple and clear, the basic principles of decision-making - increasing profits