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住房反向抵押贷款是以拥有住房的老年居民为放款对象,以房产作为抵押,在居住期间无需偿还,在贷款者死亡、卖房或者永久搬出住房时到期,以出售
Housing reverse mortgage loans are based on the loans of the elderly residents who own the houses. They are mortgaged by the real estate, and are not repayable during their stay. They are expired when the lenders die, sell houses or move out of their houses permanently for sale