随着我国互联网技术的不断完善和创新,形成了一种全新的支付体系,也就是我们所说的互联网金融支付体系,主要是通过利用互联网技术完成资金的融通、支付和信用中介等业务的金融模式。新形势下为了能够保证互联网金融支付体系得到有效的监管,所以要对其破坏性进行不断创新,本文主要从不同的方向对互联网金融支付体系的破坏性进行了论述。 As China’s Internet technology continues to improve and innovate, a new payment system has been formed, which is what we call the Internet financial payment system, which is mainly through the use of Internet technology to complete the financial intermediation, payment and credit intermediary business finance mode. Under the new situation, in order to ensure that the internet financial payment system is effectively regulated, the disruptive innovation must be continuously carried out. This article mainly discusses the destructiveness of the internet financial payment system from different directions.