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一、我国养老保险制度的现状分析进入90年代以来,我国养老保险立法取得了飞跃的进展,养老保险制度改革有显著性进步。其一,扩大了养老保险的范围,城镇各类企事业单位和个体劳动者都必须建立基本养老保险制度;其二,拓宽了养老保险基金筹资渠道,由国家、用人单位和劳动者三方共同承担。我国的养老保险金制度将在建立基本养老保险制度的同时,鼓励建立企业补充养老保险和个人储蓄性养老保险。
First, the analysis of the status quo of China’s pension insurance system Since the 90’s, China’s pension insurance legislation has made leaps and bounds, pension reform has made significant progress. First, expanding the scope of pension insurance, all types of enterprises and institutions in cities and towns and individual laborers must establish a basic old-age insurance system. Second, broaden the channels for raising funds for pension insurance, which are shared by the state, employing units and laborers . China’s pension insurance system will establish a basic old-age insurance system at the same time, encourage the establishment of enterprise supplementary pension insurance and personal savings pension insurance.