俗话说：“吃不穷，穿不穷，不会划算一生穷。”所谓划算，就是“理财”。如何进行家庭理财，使小日子过得更舒心呢？归纳十招，以供参考。　　一是做一张财产明细表，把家里的资产、负债一一列出，做到心中有数。　　二是建立家庭现金日记帐，把家里每月的收入及支出一一记下 As the saying goes: “Eat not poor, wear a lot, will not cost-effective life.” The so-called cost-effective, is “financial management.” How to make family financial management, make life easier? Summarized ten strokes for reference. First, make a property schedule, the home of assets, liabilities listed one by one, be aware of. The second is to establish a household cash journal, record the monthly income and expenses of the household one by one