本文在分析了经济转轨和金融创新的内涵及必然性的基础上,提出了中国经济转轨阶段金融产品创新的途径,主要包括:重视金融业的制度创新,实现金融市场的结构创新,强调各种金融机构自身的体制创新,规范金融衍生工具的品种创新。 Based on the analysis of the connotation and necessity of economic transition and financial innovation, this paper puts forward some approaches to innovation of financial products during the period of economic transition in China. It mainly includes: attaching importance to the institutional innovation of financial industry, realizing the structural innovation of financial market, emphasizing various financial Institutional institutional innovation, standardize the variety of financial derivatives innovation.