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本文从最优贷款利率的原理、实践等方面进行了总结和研究,对我国贷款基础利率定价及应用工作中面临的问题进行了分析,进而提出针对性建议。
This article summarizes and studies the principles and practices of the optimal lending rate, analyzes the problems we face in the pricing and application of the basic interest rate of lending in our country, and then puts forward the pertinent suggestions.