当前,由于国家适度从紧的货币政策的持续深入,作为企业资金来源主渠道的银行可供信贷资金十分有限,无法满足需求。大部分以粗放性经营方式为主的企业,不从内部挖潜和优化配置资源上解决资金困难,而是不约而同地纷纷转向“集资”。企业乱集资现象在部分地区死灰复燃。企业不仅向内部职工强行收取保证金、抵押金,而且以高息向社会集资。种种作法如不及时加以管理,规范和引导,将不利于国家宏观调控,影响金融秩序。为此必须引起相关部门的高度重视。 At present, due to the continued deepening of the country’s moderately tight monetary policy, the bank’s available credit funds, which are the main channel for the source of corporate funds, are very limited and cannot meet demand. Most of the enterprises that are based on extensive management practices do not solve their financial difficulties by tapping their potential internally and optimizing their allocation of resources. Instead, they invariably turn to “fund raising”. The phenomenon of enterprise fundraising was revived in some areas. Enterprises not only forcibly collect security deposits and mortgage deposits from internal employees, but also raise funds from the society with high interest rates. If various practices are not managed, standardized, and guided in time, it will be detrimental to the country’s macroeconomic regulation and control and affect the financial order. To this end, it must arouse the attention of the relevant departments.