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1987年3月我县在下沙镇实行农村健康保险试点,1988年又确定在坦直、惠南、盐仓三个乡进行扩大性实验,1990年在全县进行推广。目前全县有8个乡,109个行政村实行健康保险,占全县行政村总数的23.25％。现将具体做法略述如下。投保对象乡常住居民为投保对象。乡(村)企业以单位投保,务农居民以个人投保。每户以在户人员全部参加。基金来源及列支规定乡(村)企业从税前列支的福利基金中按规定每个职工交纳保险基金(由乡“村”企业集体支付),务农居民按人头平均数交纳保险金(个人支付)。一般以总基金的5—7％为管理费、10％为防病费、10％为风险费、75％为医药费。
In March 1987, our county implemented rural health insurance pilots in Xiasha Town. In 1988, it also determined that expansion experiments should be conducted in three townships of Tanzania, Huinan, and Yancang. In 1990, it was promoted throughout the county. At present, the county has 8 townships and 109 administrative villages implement health insurance, accounting for 23.25% of the total number of administrative villages in the county. The specific practices are outlined below. Insured residents are usually residents. Township (village) enterprises are insured by their units, and peasant farmers are insured by individuals. All households participate in the household. Sources of Funds and Regulations for Expenses and Expenses Village (village) companies require that each worker pay insurance funds (collectively paid by the township “village” enterprises) in accordance with the pre-tax welfare funds. Farming resident should pay insurance premiums according to the average number of individuals (individuals). Payment). Generally, 5-7% of the total fund is the management fee, 10% is the disease prevention fee, 10% is the risk fee, and 75% is the medical fee.