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千禧年以来,中国经济蓬勃发展,房地产业功不可没,但另一方面,房价高企不下,成为桎梏可支配收入的阿喀琉斯之踵。根据7月份信贷数据,金融机构新增贷款4636亿元,居民中长期贷款4773亿元,杠杆大量加在房地产上。作为供给侧改革的重要目标之一,收入分配改革成为国家近年来的施政重点。如何成功跨越中等收入陷阱,扩大中等收入阶层比例,实现由“金字塔型”向欧美发达经济体“纺锤型”社会结构的转型,关乎社会稳定,亦牵动着民生福祉。在各种被运用和讨论的宏观调控措
Since the beginning of the new millennium, the Chinese economy has boomed and the real estate industry has contributed. However, on the other hand, housing prices have risen to become the henchman of Achilles henpecked disposable income. According to the credit data in July, new loans of financial institutions amounted to 463.6 billion yuan and medium-term and long-term loans of 477.3 billion yuan. Leverage was added to real estate in large numbers. As one of the important goals of supply-side reform, the reform of income distribution has become the focus of the state’s administration in recent years. How to successfully cross the middle-income trap and expand the middle-income class ratio so that the transition from the “pyramid” to the developed economies in Europe and the United States and the “spindle” social structure will affect social stability and the well-being of people’s livelihood. In a variety of macro-control measures have been applied and discussed