时下理财是一个时髦的字眼,很多人在谈论理财,中国股市一年多以来演绎出的巨大财富效应,更激发了人们关注理财的热情。但,到底什么是理财呢?说到理财,很大一部分人会想到投资,想到百分之多少的收益率,想到通过这种途径实现财富的增值,这是很自然的想法。由于一段时间以来投资途径的贫乏,股市自然成为人们实现梦想的地方,近两年来业绩不俗的基金又成为投资新宠,各种销售纪录不断诞生,然而 Nowadays financial management is a fashionable term. Many people talk about wealth management. The huge wealth effect that China’s stock market has deduced over the past year has even aroused people’s enthusiasm for paying attention to financial management. However, what exactly is financial management? When it comes to financial management, a large part of people think of investment and think of the percentage of the rate of return. It is quite natural to think of increasing the value of wealth through this method. Due to the lack of investment channels for some time, the stock market has naturally become the place where people can realize their dreams. In recent two years, the well-performing funds have become the new darling of investment, and various sales records have been continuously produced. However,