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农村“三权”抵押贷款改革创新探索在实践中仍面临思想不到位、认识不统一、发放进度慢、发展不协调等诸多困难。因而,需要引起全社会的高度重视、大力支持和积极参与。“农户增收难、农民贷款难、银行放贷难”的农村经济发展制约瓶颈,已经成为农村改革发展以及新农村建设的突出问题。农村“三权”抵押贷款,是推进农村金融改革纵深发展、化解“三农”融资难题、突破农村金融“失血”瓶颈的重要创造,具有地宽面广、涉及国家政策法律性强等特点。然而,在农村“三权”抵押贷款改革创新探索实践中仍面临思想不到位、认识不
In rural areas, the exploration of innovation in the reform of mortgage lending is still confronted with many difficulties such as the lack of thought, the unification of understanding, the slow progress of payment and the uncoordinated development. Therefore, it needs to draw great attention from the whole society, strongly support and actively participate. The bottleneck that restricts rural economic development has become a prominent issue in rural reform and development as well as in the new rural reconstruction. The “three rights” and “mortgage loans” in rural areas are important innovations in promoting the in-depth development of rural financial reform, solving the financing problems of agriculture, rural areas and farmers and breaking through the bottleneck of rural finance and blood loss, and have wide coverage and involve national policies Strong legal and other characteristics. However, in the rural areas, the exploration and practice of “three rights”