贷款债权保全难的内因分析镇飞胡雨青银行、信用社贷款债权保全效果的优劣，取决于贷款运行的外部环境和银行自身的保全措施，保全银行、信用社贷款债权，固然需要规范企业改制行为，为信贷经营创造良好的外部环境，但笔者认为，影响贷款债权的主要因素不是外部环境的优劣... The Internal Cause Analysis of the Difficulties in the Preservation of Loan Claims Zhenfei Hu Yuqing The advantages and disadvantages of the loan claim preservation effectiveness in banks and credit cooperatives depend on the external environment of the loan operation and the bank’s own preservation measures to safeguard the loan claims of banks and credit cooperatives. , Creating a good external environment for credit management, but the author believes that the main factor that affects loan claims is not the superiority and inferiority of the external environment ...