我国目前城市中正在运作的社会养老保险和社会医疗保险，采用的是国家、单位、个人三方交费方式来建立保障基金。这种“福利”机制的转变，将过去全部由国家承担的个人风险，转变为由国家、单位、个人三方承担。因其在保障水平上只限于保证基本养老和医疗，所以高层次、多... Currently in our country, the social pension insurance and social medical insurance that are in operation in the city use the tripartite payment method of the state, the unit and the individual to establish the guarantee fund. The transformation of this “welfare” mechanism will transform all the personal risks previously borne by the state into three parts borne by the state, the units and the individuals. Because of its security level is limited to guaranteeing basic pensions and medical treatment, so high-level, more ...