实行贷款风险分类提高信贷资产质量本刊评论员按照国务院部署，我国银行的贷款管理将在今年进行重大改革，即由按流动性管理为基础的贷款分类，过渡到以风险管理为基础的贷款分类。今后央行对商业银行贷款质量的评估，将以风险为基础，将贷款分为正常、关注、次级、可疑和... Implement loan risk classification to improve the quality of credit assets According to the State Council’s deployment, China’s bank lending management will be major reforms this year, that is, by the liquidity management-based loan classification, the transition to the risk management-based loan classification . In the future, the central bank will assess the quality of commercial banks’ loans and divide the loans into normal, concerned, subordinate, suspicious and ...