通过对全球资产证券化市场的分析可以看出,初级资产证券化产品对于金融市场的持续稳定发展是有促进作用的。特别是近年来,为应对国际金融危机,支持经济复苏回升,我国银行业的风险资产规模迅速增加,中长期贷款比重大幅上升,资本充 Through the analysis of the global securitization market, it can be seen that the primary securitization products have a positive effect on the sustained and steady development of financial markets. Especially in recent years, in order to cope with the international financial crisis and support the economic recovery and rebound, the scale of risk assets of China’s banking industry has rapidly risen. The proportion of long-term and medium-term loans has risen sharply. The capital charge