城市是现代经济发展的重要推动力和增长极,是金融资源的聚集区。随着新型城镇化推进以及经济转型升级加快,新产业、新主体、新业态层出不穷,城市地区金融资源的聚集效应会更加明显。发展城市业务,不仅本身具有很高的商业价值和增长潜力,而且可以从资金、管理、产品、信息、人才等方面带动和促进“三农”金融业务发展,形成城市业务和“三农”金融业务相互促进、有机联结、协调发展的新格局。邮储银行要实现全功能商业银行格局,就必须拉长城市金 The city is an important driving force and growth pole for the development of the modern economy. It is an area where financial resources are concentrated. With the advent of new urbanization and the acceleration of economic restructuring and upgrading, new industries, new subjects and new business models emerge in an endless stream, and the effect of aggregate financial resources in urban areas will be more pronounced. The development of urban business not only has very high commercial value and growth potential in itself, but also can promote and promote the development of the “three rural” financial services in terms of capital, management, products, information and talents to form the city business and the “ Agricultural ”mutual promotion of financial services, organic links, coordinated development of the new pattern. To achieve full-featured commercial bank configuration, the postal savings bank must lengthen the city’s gold