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一、中央直属商业银行金融监管机制现状分析传统上,我国对银行业的监管由中国人民银行负责。随着金融改革的推进,同时借鉴国际上的相关经验,我国电开始对证券业、保险业和银行业实行分业监管。继证监会、保监会从中央银行分离后, 2003年银行监管职能又从中央银行分离,并成立了专门履行银行监管职能的银行业监督管理委员会。至此,金融业分业经营、分业监管的框架已经初步形成。
I. Analysis of the Status Quo of the Financial Supervision Mechanism of the Commercial Banks Directly Under the Central Government Traditionally, the banking supervision in our country is under the responsibility of the People’s Bank of China. With the advancing of financial reform and learning from international experience, we started to supervise the securities, insurance and banking industries separately. After the separation of the China Securities Regulatory Commission and China Insurance Regulatory Commission from the Central Bank, the banking supervision function was separated from the Central Bank again in 2003 and a banking regulatory commission was set up to supervise the banking supervision. At this point, the framework for separate operation and separate supervision of the financial industry has taken shape.