论文部分内容阅读
产品定义:本办法所称的农户小额贷款是指中国农业银行按照普惠制、广覆盖、商业化的要求,对农户家庭内单个成员发放的小额自然人贷款。每户农户只能由一名家庭成员申请农户小额贷款。功能和特色:1、贷款方式灵活。农户在满足条件的情况下,可采用保证、抵押、质押、农户联保等多种方式申请贷款。2、用款方式灵活。根据用款方式不同,农户小额
Product Definition: The term “rural household micro-loans” as mentioned in the present Measures refers to the small natural person loans issued by Agricultural Bank of China to individual members of the farmer family according to the GSP’s requirements of broad coverage and commercialization. Only one family member can apply for household micro-loan per household. Features and Features: 1, flexible way loans. Farmers in the conditions to meet the conditions can be used to guarantee, mortgage, pledge, farmers and other means of UNPROFOR apply for loans. 2, flexible way to use models. Depending on the mode of payment, small farmers