论文部分内容阅读
近几年,企业职工养老保险基金(以下简称基金)开支增量过大,造成基金储存周期缩短、流速加快、存储利息损失。基金缺口严重,已不能保证离退休人员正常领取养老金,甚至影响社会稳定。 造成基金开支增量过大有多方面的因素。除随着社会经济发展,近几年接连给离退休人员提高养老待遇,正常退休人员增多外,还存在一些非正常因素,突出的是由于政策操作不严,提前退休的人数大量增加,导致不合理开支加大。解决这一问题的对策,主要有: 对策之一:严把因病提前退休关 国家规定企业职工男年满50周岁,女年满45周岁,
In recent years, the excessive increase in expenses of the endowment insurance funds for staff and workers of enterprises (hereinafter referred to as the fund) has caused the fund to shorten the storage period, speed up the flow of funds and save the interest losses. The fund gap is so serious that it can no longer guarantee that retirees receive regular pensions and even affect social stability. There are many factors that contribute to the excessive growth of fund expenses. Except with the social and economic development, there are some non-normal factors in successive retired persons raising their retirement pension and regular retirees in recent years. The outstanding ones are due to the drastic increase in the number of early retirement due to the lax policy and policies, Reasonable expenses increase. Countermeasures to solve this problem are: one of the countermeasures: strict retirement due to illness related to state regulations business workers 50 years of age men and women over the age of 45,