我国由计划经济到社会主义市场经济,是经济体制改革和经济建设发展的必然结果和要求,社会主义市场经济要求我们依照价值规律,以现代企业制度为根本,逐步建立起符合我国国情和社会发展的企业制度。因此,充分认识现代企业制度,推动保险企业的改革,不仅是必须的,而且是必要的。一长期以来,我国实行的是与计划经济相配套的企业制度,其主要缺陷是:企业行政机构化、产权封闭化、组织形式非法 The planned economy to the socialist market economy in our country is the inevitable result and requirement of economic system reform and economic construction and development. The socialist market economy requires that we gradually establish a system that is in keeping with our national conditions and social development in accordance with the law of value and the modern enterprise system. The enterprise system. Therefore, it is not only necessary but also necessary to fully understand the modern enterprise system and promote the reform of insurance enterprises. For a long time, China has implemented an enterprise system that is compatible with the planned economy. Its main defects are: the institutionalization of enterprises, the closure of property rights, the illegal form of organization