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人的一生,从经济独立开始,就要进行有计划的理财。根据人生各个阶段的不同生活状况,我们如何在有效规避理财活动风险的同时做好人生各个时期的理财计划呢?一般情况下,人生理财的过程要经历以下6个时期单身期参加工作到结婚前:2-5年理财重点:该时期自己没有太大的家庭负担,精力旺盛,因为要为未来家庭积累资金,所以,理财的重点是要努力寻找一份高薪工作,打好基础。也可拿出部分储蓄进行高风险投资,目的是学习投资理财的经验。另外,由于此时负担较轻,年轻人的保费又相对较低,可为自己买点人寿保险,减少因意外导致收入减少或负担加重。
Human life, from economic independence, we must conduct a planned financial management. According to different stages of life, different living conditions, how we effectively avoid the risk of financial management activities at every turn of the life financial plan? Under normal circumstances, the process of financial management of life to go through the following six periods single period to work before marriage : 2-5 years Key Points of Financial Management: During this period, I did not have much family burden and energy because I needed to accumulate funds for future families. Therefore, the key point of financial management is to work hard to find a high-paid job and lay a solid foundation. Can also come up with some savings for high-risk investment, the purpose is to learn the experience of investment banking. In addition, since the burden is relatively light at this time, the premiums of young people are relatively low. They can buy life insurance for themselves and reduce the loss or burden of income caused by accidents.