企业机制转换与银行资产保全龙菁华当前，部分企业乘转制之机，随便破产或采取各种方式“悬空”银行贷款，有意逃债、赖债，致使银行信贷资产蒙受极大损失。我认为，产生这一现象有其深刻的经济根源。弄清企业机制转换与银行资产保全问题的联系是很有必要的。一、当前国有... Transformation of enterprise mechanisms and preservation of bank assets Long Jinghua At present, some enterprises take the opportunity of bankruptcy or casually go bankrupt or take various forms of “hanging” bank loans, intending to evade debt and rely on debts, resulting in great losses on bank credit assets. I believe that the emergence of this phenomenon has its profound economic roots. It is necessary to clarify the connection between the transformation of the enterprise mechanism and the preservation of bank assets. First, the current state-owned ...