一、建立健全邮政金融社会监督制约机制的必要性在社会主义市场经济条件下，国家邮政局和省邮政局对邮政金融的经营活动，将由直接管理为主逐步转向间接管理为主。一方面是使邮政金融市场得到充分发育，另一方面也是为了加强邮政金融的宏观调控。由于我国社会主义市场经济具有 I. The Necessity of Establishing and Perfecting the Supervision and Restriction Mechanism for Post-finance Society Under the condition of socialist market economy, the operation activities of postal and post-mortem finance by the State Post Bureau and the provincial post office will be mainly directed from direct management to indirect management. On the one hand, the postal financial market is fully developed; on the other hand, it is also aimed at strengthening the macro-control of the postal finance. Due to China’s socialist market economy