世界各国的经济发展表明,中小企业已成为各国经济发展的重要力量。在美国,中小企业所提供的商品和劳务价值约占美国国民生产总值的48%。在日本,中小企业占制造业生产值的514%,占批发业销售额的614%、零售业销售额的768%。在我国,1995年中小企业占企业总数的999%,占全部工业总产 The economic development of all countries in the world shows that small and medium-sized enterprises have become an important force in the economic development of all countries. In the United States, the value of goods and services provided by small and medium-sized enterprises accounts for about 48% of the U.S. gross national product. In Japan, SMEs accounted for 514% of manufacturing output, 614% of wholesale sales and 768% of retail sales. In our country, in 1995, SMEs accounted for 999% of the total number of enterprises, accounting for the total industrial output