很多人可能会觉得这个问题太小儿科了,但是当我们真正去思考的时候,可能很多人脑子里蹦出来的概念就是很简单的几个关键词,比如存款、基金、股票等。没错,这些工具是理财的一部分,但如果你把它们就当作理财的全部,这是很片面的。理财的关键词之一就是目标。其实就是你对未来生活的期待。有这样一对夫妻,刚刚结婚不久,还没有孩子,现在有一个六十多平方米一居室的房子,有一辆代步用的小汽车,每年收入在20万元左右,除去日常开销能有10万元钱的盈余。 Many people may think this problem is too pediatric, but when we really think about it, the concept that many people might pop out of their brains is a very simple few words, such as deposits, funds, stocks and so on. Yes, these tools are a part of money management, but it is one-sided if you treat them all as money management. One of the key words of finance is the goal. In fact, your expectations of future life. There is such a couple, just married soon, no children, now has a more than 60 square meters of one-bedroom house, there is a car with the income of about 200,000 yuan each year, except for daily expenses can have 100,000 Yuan money surplus.