保险经营作为商品经营的一种形式,欲与社会主义市场经济体制相适应,必须对现行的费率管理体制进行改革。笔者认为,我国保险业费率体制改革的方向是建立动态型的费率体系。 建立动态型费率体系的客观必然性 所谓动态型费率体系,就是保险公司根据经济活动的变化规律,从社会、经济、金融、消费水平等方面的实际出发,确定保费水平,据此确定费率管理办法和费 As a form of merchandise management, insurance business wants to adapt to the socialist market economic system and must reform the current rate management system. The author believes that the direction of China’s insurance industry fee system reform is to establish a dynamic rate system. The objective inevitability of establishing a dynamic rate system The so-called dynamic rate system is the insurance company according to the changing law of economic activity, from the social, economic, financial, consumer level and other aspects of the actual situation, determine the level of premiums, thus determining the rate Management methods and fees