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随着城镇住房制度的进一步深化 ,住房消费信贷市场的全面启动、个人住房信贷业务发展迅猛。随着业务的不断发展 ,如何更好地开发新的信贷品种、改善金融服务、防范信贷风险是当前工作中的一个重要问题。从加强宣传、转变观念 ,简化手续、规范操作、加快制度创新、落实贷款风险管理、建立预警机制等方面阐述如何加强服务、防范风险 ,推动信贷业务进一步发展
With the further deepening of the urban housing system and the full launch of the housing consumer credit market, the personal housing credit business has developed rapidly. With the continuous development of business, how to better develop new types of credit, improve financial services and prevent credit risk is an important issue in our current work. From strengthening publicity, changing concepts, simplifying procedures, standardizing operations, speeding up system innovation, implementing loan risk management and establishing early warning mechanism, etc., how to strengthen services, prevent risks and promote the further development of credit business