一、农发行农业小企业信贷业务发展基本状况改革开放以来,我国小企业发展迅猛,目前已成为我国经济增长、市场繁荣、结构调整、技术创新和扩大就业的重要基础。2003年以来,除大型企业以外,小企业创造的最终产品和服务价值相当于国内生产总 I. Basic Conditions for the Development of Agricultural Small Enterprises’ Credit Business by ADBC ​​Since the reform and opening up, China’s small enterprises have been developing rapidly. At present, they have become an important foundation for China’s economic growth, market prosperity, structural adjustment, technological innovation and employment expansion. Since 2003, the value of final products and services created by small enterprises, excluding large ones, has been equivalent to total domestic production