当前,互联网正以前所未有的发展态势对我国经济社会各个领域、各个行业产生深刻而长远的影响,互联网金融就是其中重要的领域。在2013年,中国互联网金融获得了爆炸式增长。另外,互联网金融的高速发展,也使其正面临日益严峻的网络信息安全风险问题。例如,2013年3月,谷歌抓取到支付宝转账信息及个人敏感信息,并开始在网上大量传播。事后支付宝发表声明称,其系统确实存在类似漏洞, At present, the Internet is making an unprecedented and profound impact on all fields in China’s economy and society and in various industries. Internet finance is one of the important areas. In 2013, Internet finance in China gained explosive growth. In addition, the rapid development of internet finance also makes it face an increasingly serious network information security risk. For example, in March 2013, Google seized Alipay transfer information and personal sensitive information, and began mass communication online. Alipay later said in a statement that its system does exist similar loopholes,