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众筹融资是一种以网络为媒介的新型融资模式,目的是实现有效的资金供给与需求的高效匹配,是金融包容性提高的一种有益表现。但是众筹法律法规的不完善和监管的缺位,这种新型融资模式还徘徊在法律的边缘。如此,在准确掌握我国互联网众筹融资模式的定义及类型的基础上,考察当前互联网众筹融资模式本身面临的法律风险,思考如何完善互联网众筹融资模式的制度建设用以规制面临的法律风险是本文研究的重点。
Crowdfunding is a new type of financing mode based on the internet. The purpose is to achieve efficient matching between the supply of funds and demand, which is a beneficial manifestation of the increase of financial inclusiveness. However, due to the imperfection of crowdfunding laws and regulations and the absence of supervision, this new financing model has also been hovering at the edge of the law. In this way, on the basis of accurately grasping the definition and type of Internet crowdfunding financing model in our country, we examine the legal risks faced by the current Internet crowdfunding financing model itself and consider how to improve the system construction of the Internet crowdfunding financing model to regulate the legal risks This article is the focus of research.