政府融资平台公司近年来成为银行信贷投放中最值得关注的融资主体。客观地说,平台公司在保增长、扩内需、促稳定及应对国际金融危机等方面发挥了重要作用,但是其银行贷款的无序增长潜伏着不可小觑的风险,十多万亿地方政府性债务如同高悬在中国经济头上的利剑。作为农发行,如何正确应对平台贷款可能带来的风险,处理好支持社会主义新农村建设与防范信贷风险的关系,已经成为一个必须 In recent years, government financing platform companies have become the most important financing subjects for bank credit. Objectively speaking, platform companies have played an important role in maintaining growth, expanding domestic demand, promoting stability and coping with the international financial crisis. However, the disorderly growth in bank loans lurks invaluable risk. Over a trillion yuan of local government Debt is like a sword hanging over China’s economy. As the Agricultural Development Bank, how to properly deal with the possible risks brought by the platform loans and properly handle the relationship between building a new socialist countryside and preventing credit risks has become a must