随着我国城镇住房制度改革的不断深化，建立和完善适合我国国情的住房保障制度已成为我们面临的紧迫任务。与此同时，我国住房保障对象的复杂性和建立住房保障制度所面临的具体情况的差异，决定了住房保障方式的多样性。我国房改的实践已经探索了多样化的住房保障方式。这其中 With the deepening of the urban housing reform in our country, establishing and improving a housing security system that suits our national conditions has become an urgent task for us. At the same time, the complexity of the object of housing security in our country and the differences in the specific conditions for establishing the system of housing security determine the diversity of housing security modes. The practice of housing reform in China has explored a variety of housing security. some of