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一、目前保险代理人及其管理概况 我国有各类兼职保险代理机构数10万个,从事保险代理业务的人员已达百万多人。保险机构每年从保险代理机构获取的业务量占其总业务的50％以上,且有逐年增长的趋势。保险代理机构在保险展业、代理签单、代理查勘和理赔方面上发挥着重要作用,并一定程度上提高了社会公众的保险意识。确切地说,保险代理机构已成为我国保险业迅速发展的充满活力和不可缺少的生力军。《保险代理机构管理暂行规定》颁布以前,保险代理机构均由保险公司自行负责设立与管理,在没有人民银行的监督管理下,这实质上成为了保险公司的内部机构,故而存在不少问题。后来虽然有了管理规定,但因该
First, the current insurance agents and their management profile China has various types of part-time insurance agencies hundreds of thousands, engaged in insurance agency business has reached more than one million people. The amount of business each year obtained by an insurance agency from an insurance agency accounts for more than 50% of its total business volume and has been increasing year by year. Insurance agencies play an important role in insurance exhibition, agent signing, agent investigation and claim settlement, and to a certain extent, raised the awareness of insurance for the general public. Specifically, insurance agencies have become a dynamic and indispensable new force in China’s rapid development of the insurance industry. Before the promulgation of Interim Provisions on the Administration of Insurance Agents, insurance agencies were set up and managed by insurance companies themselves. Without the supervision and administration of the People’s Bank of China, this has virtually become the internal structure of insurance companies. Therefore, there are many problems. Later, although there are regulatory requirements, but because of that