最高院新出台的民间借贷司法解释顺应趋势肯定了企业间借贷合同的效力,但是司法解释关于企业间借贷合法性的规定过于原则,配套相关措施也未提及,企业较自然人间的借贷有其特殊性具有更大金融风险。对于企业间借贷合同有效认定后的风险防范,首先,提高法律位阶在法律和行政法规层面肯定企业间效力;其次,建立健全企业信用征信制度,提高企业自身信用;最后,建立企业间借贷登记备案制度,并采用自愿登记为主,超额强制登记为辅的备案方式。 The Supreme People’s Court newly issued judicial interpretations of private lending affirmed the effectiveness of inter-company lending contracts, but the judicial interpretation of the rules on the legitimacy of inter-company lending is too principled and there are no supporting measures in place. Enterprises have more loans than natural persons Particularity has greater financial risk. First, to raise the level of law to affirm the inter-firm effectiveness at the level of laws and administrative regulations; second, to establish and improve the credit credit system of enterprises so as to enhance their own credit; and finally, to establish inter-company loans Registration system, and the use of voluntary registration, the excess compulsory registration as a minor record.