我国新破产法规定,债务人不能清偿到期债务,债权人可以向人民法院提出对债务人进行重整或者破产清算的申请。本文对债权人申请破产的动因和资格进行了理论梳理,并对未到期债权人、有财产担保债权人和自然债务的债权人等三类债权人应否享有破产申请权等传统难题进行了深入的探讨,提出了客观中肯的见解。 China’s new bankruptcy law stipulates that the debtor can not pay off the debts due, the creditors may apply to the people’s court for the debtor to reorganize or bankruptcy liquidation. This paper discusses the motivation and qualifications of creditors applying for bankruptcy, and discusses in depth the traditional problems such as whether the three types of creditors such as unexpired creditors, property-backed creditors and natural creditors should enjoy the right of bankruptcy, put forward Objective and fair view.