基于互联网的金融服务已经走进了千家万户,各种各样的名词如网上银行、电子钱包、网上交费、USBKey、OTP等,已经融入了平常百姓的生活并逐渐被广泛应用。对于这项服务,大多数互联网用户经常使用,但是又对其抱有一种神秘感。其实,金融安全是互联网上的一个特殊问题,涉及多方参与。 Internet-based financial services have entered millions of households. A variety of terms such as online banking, e-wallets, online payment, USBKey, OTP, etc. have been integrated into the lives of ordinary people and are gradually being widely used. For this service, most internet users often use it, but have a sense of mystery about it. In fact, financial security is a special issue on the Internet that involves multiple parties involved.