近年来,随着市场经济的发展,银行信贷业务出现了一些新问题,这值得我们深入研究以进一步指导信贷业务的规范和健康发展。银行集团授信就是近年来备受重视的风险管理内容之一。在银行实务操作中,银行对集团客户统一授信一个额度,允许集团内子公司占用该授信额度,或允许直接向集团内的第三方公司出账。这样的操作模式,系银行授信 In recent years, with the development of the market economy, some new problems have emerged in the bank credit business. This deserves our further study to further guide the normative and healthy development of the credit business. Bank Group Credit is one of the most important aspects of risk management in recent years. In the practice of banking, the bank uniformly grants a limit to the group customers, allowing the subsidiaries within the group to occupy the credit line or allowing the direct billing to third-party companies in the group. This mode of operation, the bank credit