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去年某日,深圳市一名男子开车坠入山谷,导致死亡,这件事情引起了保险业的轩然大波,原因在于其在生前6个月内通过电销或网销渠道曾向16家保险公司购买含自驾意外险或意外险等保险产品,意外险保额合计高达3400多万元。涉事保险公司就是否赔付问题一时未达成统一共识,原因有以下两点:第一,投保人在比较集中的时间内投保相似保险责任的险种,且数额巨大,是否存在自杀之嫌,
One day last year, a man drove into the valley driving a car accident in Shenzhen caused an uproar in the insurance industry as it bought 16 insurance companies through sales channels or net sales channels within the first 6 months of his life Including car accident insurance or accident insurance and other insurance products, accident insurance sum totaling more than 3400 million. There are two reasons why the insurer failed to reach a consensus on the issue of whether to pay the debts. There are two reasons for this: First, the insured insures a similar insurance liability in a relatively concentrated period and suffers from the huge sums of suicide.